Verification of Creditor Matrix Explained

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Written by Andrea Wimmer, Esq..  
Updated October 3, 2019


Learn about the verification of creditor matrix.

The creditor matrix is the list of creditors and their addresses that everyone has to provide to the Court when filing bankruptcy. The Verification of Creditor Matrix is basically the signature page that goes with it. Each Bankruptcy Court determines their preferred format for the creditor matrix and typically publishes information about this on their website. Since the very nature of the creditor matrix does not allow for a signature line at the bottom of the form, this separate verification is necessary. In this verification, the filer signing it confirms to the Court that the creditor matrix is true and correct. There is no official national form to verify the creditor matrix. If you are filing a new case, or amending your creditor schedules, make sure to find out the required format for this verification in your district. You can usually find this information on the Court's website under the "Forms" tab or you can call the clerk's office to find out more about the required format for the Verification of Creditor Matrix

About the author

Andrea Wimmer, Esq.

Andrea practiced exclusively as debtors’ counsel in consumer chapter 7 and 13 cases for more than 10 years before joining Upsolve, first as a contributing writer and editor and ultimately joining the team full time in August 2019. While in private practice, Andrea handled all ban... read more

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