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Can I file bankruptcy with my spouse through Upsolve?

1 minute read Upsolve is a nonprofit that helps you get out of debt with education and free debt relief tools, like our bankruptcy filing tool. Think TurboTax for bankruptcy. Get free education, customer support, and community. Featured in Forbes 4x and funded by institutions like Harvard University so we'll never ask you for a credit card.  Explore our free tool

In a Nutshell

Unfortunately, due to limitations in our software, Upsolve cannot assist couples with a joint filing. But, you can use Upsolve to file a Chapter 7 bankruptcy without your spouse.

Written by Jonathan Petts
Updated July 22, 2020

Under the bankruptcy rules, married couples can file Chapter 7 bankruptcy together. Unfortunately, due to limitations in our software, Upsolve cannot assist couples with a joint filing. But, you can use Upsolve to file a Chapter 7 bankruptcy as an individual without your spouse. You can learn more about what filing bankruptcy without your spouse looks like here. Check out this article to learn more about how a Chapter 7 bankruptcy may affect your non-filing spouse. Note, the Upsolve app does not allow married couples to complete the process at the same time, even if each spouse is looking to file individually.

If you’re not sure about whether your situation is better suited for a joint filing, consider speaking to a bankruptcy lawyer about your situation. Most bankruptcy attorneys provide free initial consultations, so you only need to invest your time. If you can’t afford to hire the attorney and you want to continue filing a case without your spouse, you can use Upsolve’s web app to guide you through the process and file your case.

Written By:

Jonathan Petts


Jonathan Petts has over 10 years of experience in bankruptcy and is co-founder and CEO of Upsolve. Attorney Petts has an LLM in Bankruptcy from St. John's University, clerked for two federal bankruptcy judges, and worked at two top New York City law firms specializing in bankrupt... read more about Jonathan Petts

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Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families resolve their debt and fix their credit using free software tools. Our team includes debt experts and engineers who care deeply about making the financial system accessible to everyone. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.