Can I file bankruptcy with my spouse through Upsolve?

3,729 families have filed bankruptcy using Upsolve

In a Nutshell

Unfortunately, due to limitations in our software, Upsolve cannot assist couples with a joint filing. But, you can use Upsolve to file a Chapter 7 bankruptcy without your spouse.

Written by Attorney Jonathan Petts.  
Updated July 22, 2020


Under the bankruptcy rules, married couples can file Chapter 7 bankruptcy together. Unfortunately, due to limitations in our software, Upsolve cannot assist couples with a joint filing. But, you can use Upsolve to file a Chapter 7 bankruptcy as an individual without your spouse. You can learn more about what filing bankruptcy without your spouse looks like here. Check out this article to learn more about how a Chapter 7 bankruptcy may affect your non-filing spouse. Note, the Upsolve app does not allow married couples to complete the process at the same time, even if each spouse is looking to file individually.

If you’re not sure about whether your situation is better suited for a joint filing, consider speaking to a bankruptcy lawyer about your situation. Most bankruptcy attorneys provide free initial consultations, so you only need to invest your time. If you can’t afford to hire the attorney and you want to continue filing a case without your spouse, you can use Upsolve’s web app to guide you through the process and file your case.



About the author
Attorney Jonathan Petts

Jonathan Petts has over 10 years of experience in bankruptcy and is co-founder and Board Chair of Upsolve. Attorney Petts has an LLM in Bankruptcy from St. John's University, clerked for two federal bankruptcy judges, and worked at two top New York City law firms specializing in... read more

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Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families who cannot afford lawyers file bankruptcy for free, using an online web app. Spun out of Harvard Law School, our team includes lawyers, engineers, and judges. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations. It's one of the greatest civil rights injustices of our time that low-income families can’t access their basic rights when they can’t afford to pay for help. Combining direct services and advocacy, we’re fighting this injustice.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.

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