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How Many Steps Are There From Start to Finish Before I File?

1 minute read Upsolve is a nonprofit tool that helps you file bankruptcy for free. Think TurboTax for bankruptcy. Get free education, customer support, and community. Featured in Forbes 4x and funded by institutions like Harvard University so we'll never ask you for a credit card. Explore our free tool

In a Nutshell

There are seven pre-filing steps, and we will guide you every step of the way.

Written by Kristin Turner, Harvard Law Grad
Updated September 19, 2023

There are seven pre-filing steps, and we will guide you every step of the way:

  1. Complete the bankruptcy questionnaire.

  2. Upload tax returns and pay stubs.

  3. Complete credit counseling course #1.

  4. Choose a filing date.

  5. Upsolve performs a quality control review.

  6. You review your paperwork.

  7. Print, sign, and file!

The whole process takes about 2-3 hours of your time. Note that it can take up to two weeks for Upsolve to do a quality control review of your forms.

After you file, be sure to return to and complete the post-filing steps. A fresh start is right around the corner!

Written By:

Kristin Turner, Harvard Law Grad


Kristin is a recipient of Harvard Law School’s Public Welfare Foundation A2J Tech Fellowship. At Harvard Law, she served as a member of the Harvard Defenders, the Women’s Law Association, and the Harvard Law Negotiation Review. She was the 2016 – 2017 president of the Harvard Bla... read more about Kristin Turner, Harvard Law Grad

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Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families who cannot afford lawyers file bankruptcy for free, using an online web app. Our team includes lawyers, engineers, and judges. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations. It's one of the greatest civil rights injustices of our time that low-income families can't access their basic rights when they can't afford to pay for help. Combining direct services and advocacy, we're fighting this injustice.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.