I plan on filing at the end of the month. Should I make a last payment on my credit card before I file?
1 minute read • Upsolve is a nonprofit tool that helps you file bankruptcy for free. Think TurboTax for bankruptcy. Get free education, customer support, and community. Featured in Forbes 4x and funded by institutions like Harvard University so we'll never ask you for a credit card. Explore our free tool
In a Nutshell
It won't hurt your case, but it also won't help it.
Written by Attorney Jonathan Petts.
Updated August 12, 2020
It won't hurt your case, but it also won't help it. Almost all credit card debts are forgiven in bankruptcy, so making a payment when you plan to file bankruptcy means you will have that much less money to start over after your bankruptcy.
If you feel morally obligated to make a payment though, go for it!
