Can I erase debt from judgements?

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3,208 families filed bankruptcy using Upsolve.

Written by Kristin Turner.  
Updated May 16, 2019

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  • Our users often file within 10 days of starting.
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If you have a judgment against you for the following reasons, you will not be able to erase your debt:

  • Judgments you got for driving while intoxicated

  • Child support or alimony

  • Judgment you got from assaulting someone

  • Judgement you got from committing fraud

  • Money that you owe the government (but taxes over 3 years old often can be erased)

  • Most student loans

Bankruptcy generally does erase judgments against people for credit card bills and medical bills. And if you have a judgment against you from a traffic accident, and you weren’t drinking during your accident, you can probably also erase this debt.

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Robin Hood
The Upsolve Team
Harvard University
Fast Forward

Upsolve is a 501(c)(3) legal aid nonprofit that started in 2016. Our mission is to help low-income Americans in financial distress get a fresh start through Chapter 7 bankruptcy at no cost. We do this by combining the power of technology with attorneys. Spun out of Harvard Law School, our team includes lawyers, engineers, and judges. We have mission-driven funders that include the U.S. government, former Google CEO Eric Schmidt, and private charities.

To learn more, read our reviews from past clients, or read our press coverage.

Upsolve is not a law firm or a substitute for an attorney or law firm. Upsolve provides an online web app that helps you file for bankruptcy for free on your own, if you have a simple case and pass our eligibility criteria. We do not provide any form of legal advice and absolutely no communication between you and Upsolve should be considered legal advice. If you do not qualify for our free web app or you do not want to use it, we provide access to private independent attorneys at your specific direction. By using Upsolve, you do not enter any form of attorney-client relationship with Upsolve. Your access to the website is subject to our Terms of Use.
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