Can I erase debt from judgements?

successful debtor 1
Successful debtor 2
Successful debtor 3
Successful debtor 4
Successful debtor 5
1,823 families filed bankruptcy using Upsolve.

A nonprofit that helps you file bankruptcy for free.
  • We've helped over 1,000 families each clear on average $51,959 of debt.
  • Our users often file within 10 days of starting.
  • Our award winning nonprofit's help is 100% free.

If you have a judgment against you for the following reasons, you will not be able to erase your debt:

  • Judgments you got for driving while intoxicated

  • Child support or alimony

  • Judgment you got from assaulting someone

  • Judgement you got from committing fraud

  • Money that you owe the government (but taxes over 3 years old often can be erased)

  • Most student loans

Bankruptcy generally does erase judgments against people for credit card bills and medical bills. And if you have a judgment against you from a traffic accident, and you weren’t drinking during your accident, you can probably also erase this debt.

Kisha smilingAnne smilingPatricia smiling

Hundreds got a fresh start! So can you!

I prefer one-on-one assistance

Questions about bankruptcy?

Research and understand your options with our articles and guides.

Go to Learning Center →

Questions about Upsolve?

Read Support Articles →

Upsolve is a 501(c)(3) legal aid nonprofit that started in 2016. Our mission is to help low-income Americans in financial distress get a fresh start through Chapter 7 bankruptcy at no cost. We do this by combining the power of technology with attorneys. Spun out of Harvard Law School, our team includes lawyers, engineers, and judges. We have mission-driven funders that include the U.S. government, former Google CEO Eric Schmidt, and private charities.

To learn more, read our reviews from past clients, or read our press coverage.

Close

Considering Bankruptcy?

Upsolve helps low-income Americans file bankruptcy on their own for free. Are you interested in our free service or would you like a free consultation with a paid attorney?

Need bankruptcy help?