Jonathan Petts has over 15 years of experience in bankruptcy and is co-founder and CEO of Upsolve. He is a member of the National Association of Consumer Bankruptcy Attorneys (NACBA) and the American Bankruptcy Institute (ABI). Jonathan has an LLM in Bankruptcy from St. John's University, clerked for two federal bankruptcy judges, and worked at two top New York City law firms specializing in bankruptcy.
Articles written by Jonathan Petts
How To Deal With the Debt Collector Unifin
Written by Attorney Tina Tran. Legally reviewed by Jonathan Petts
Updated March 11, 2026
Unifin, Inc. is a debt collection agency. They collect different kinds of consumer debts such as past-due credit cards, medical bills, and loans. If Unifin is contacting you, make sure the debt is valid before you give them any information or make any payments. Since Unifin buys debts from original creditors and lenders, sometimes their information is wrong. If you do owe Unifin, consider negotiating a settlement to pay less than the full amount. Debt settlement is a common practice and a good way to put the matter to rest and ease your financial stress.
Read More →How To Deal With RMP Services
Written by Mae Koppes. Legally reviewed by Jonathan Petts
Updated March 11, 2026
Receivables Management Partners LLC (RMP Services) is a legitimate debt collection agency focusing on medical debt. If RMP Services contacts you, the first thing you’ll want to do is validate the debt. Once you verify that the debt belongs to you, you can choose how to deal with the collection agency. The main options you have are disputing the debt (if the information is incorrect or you disagree with the debt amount) or negotiating to pay a lower amount.
Read More →How To Deal With Resurgent Capital Services
Written by Ben Jackson. Legally reviewed by Jonathan Petts
Updated March 11, 2026
Resurgent Capital Services is a legitimate debt collection agency that collects past-due credit card bills, medical bills, and other consumer debt. The first thing you should do if Resurgent contacts you is verify the amount of the alleged debt and that it actually belongs to you. After confirming the debt is yours, you can choose how to address the situation. If you disagree with any details of the debt, you can dispute it. If you agree that you owe it, you can pay it in full or try to negotiate a debt settlement to pay a reduced portion of the debt.
Read More →How To Deal With Radius Global Solutions
Written by Mae Koppes. Legally reviewed by Jonathan Petts
Updated March 11, 2026
Radius Global Solutions LLC is a legitimate debt collection agency that focuses on consumer debts. If Radius Global Solutions contacts you, validate the debt before you do anything else. Once you verify that the debt is yours, you can choose how to proceed. The main options you have are disputing the debt (if the information is incorrect or you disagree with the debt amount) or negotiating a settlement.
Read More →How To Deal With Pressler, Felt & Warshaw LLP
Written by the Upsolve Team. Legally reviewed by Jonathan Petts
Updated March 11, 2026
Pressler, Felt & Warshaw LLP is a debt collection law firm that represents creditors, debt collectors, and debt buyers. Pressler mostly collects consumer debts, like past-due credit card debt. They may initially contact you to collect a debt or to notify you that they filed a lawsuit against you. If Pressler, Felt & Warshaw reaches out to you, the first thing you should do is validate the debt. This guide explains how to do this and discusses your other options, such as disputing the debt or negotiating a debt settlement.
Read More →How To File Bankruptcy for Free in Nevada
Written by Attorney Andrea Wimmer, Attorney Paige Hooper. Legally reviewed by Jonathan Petts
Updated March 4, 2026
If you’re struggling with debt in Nevada, Chapter 7 bankruptcy can offer a fresh start by clearing common debts like credit cards, payday loans, and medical bills. And you don’t have to hire a lawyer to get relief — many people file on their own and save on legal costs. This step-by-step guide walks you through the process, from gathering your documents and taking required courses to submitting your forms and attending your 341 meeting.
If your situation is straightforward, you may be eligible to use Upsolve’s free tool to prepare your forms.
How To File Bankruptcy for Free in Montana
Written by Attorney Andrea Wimmer, Mae Koppes. Legally reviewed by Jonathan Petts
Updated March 3, 2026
Filing Chapter 7 bankruptcy in Montana can help you wipe out many common debts, and it’s possible to do it without paying legal fees if you qualify for a fee waiver and file without a lawyer. This guide walks you through each step — from collecting documents and taking required courses to completing and submitting your forms. It also explains how Montana’s property exemptions work and what to expect with your car, home, and other belongings. If your case is simple, you may be able to use a free online tool like Upsolve to prepare and file your forms on your own.
How To File Bankruptcy for Free in Mississippi
Written by Attorney Andrea Wimmer, Attorney Paige Hooper. Legally reviewed by Jonathan Petts
Updated March 3, 2026
If you're dealing with debt and feeling overwhelmed, filing Chapter 7 bankruptcy in Mississippi could give you the fresh start you deserve — without needing to hire a lawyer. This step-by-step guide breaks down the process in plain language, from gathering documents and taking the required courses to completing forms and filing with the court. It also explains how to protect your property, qualify for a fee waiver, and navigate Mississippi’s specific rules with confidence. If you’re eligible, you can use Upsolve’s free filing tool to take the first step toward relief.
How To File Bankruptcy for Free in Minnesota
Written by Attorney Andrea Wimmer, Chiara King. Legally reviewed by Jonathan Petts
Updated March 3, 2026
This guide explains how to file Chapter 7 bankruptcy for free in Minnesota without hiring a lawyer. It takes you through every step of the process, from gathering documents and completing required courses to filing your forms with the court. You’ll also learn about Minnesota’s specific requirements, including exemptions that can protect your home, car, and personal belongings. If your case is simple, you may even qualify to use Upsolve’s free filing tool to make the process easier.
How To File Bankruptcy for Free in Connecticut
Written by Attorney Andrea Wimmer, Attorney Paige Hooper. Legally reviewed by Jonathan Petts
Updated March 3, 2026
In Connecticut, filing Chapter 7 bankruptcy can be a powerful way to eliminate certain debts and move toward a clean financial slate. This resource outlines the full process, including organizing your paperwork, completing mandatory courses, submitting forms to the court, and meeting with your trustee. It also explains how state and federal exemptions can help safeguard your home, vehicle, and other essentials. For those with straightforward cases, Upsolve offers a free online tool that can simplify form preparation and help you get started.
